This Money Matters book describes how people work, save, and spend their money in their daily lives. The Money Matters emergent reader series introduces children to the basics of money. The spreads link text to images and discuss the meanings of the symbols on each coin and bill, and how people earn, save, and spend money. Includes glossary with pronunciation guide and an index. Also includes "To Find Out More" section that lists additional reading materials and websites that will encourage readers to learn more about money and beginning finance. This Welcome Book introduces readers to spending and saving. Learn how people earn money and then either spend it or save it. Different ways of saving money are discussed, such as by keeping money in banks, savings accounts, and piggy banks. Wants versus needs is also briefly discussed.