Life Insurance is a key part of any financial plan. It helps ensure your loved ones receive at least some financial assistance in the event of your passing. Here are some things to consider when selecting a Life Insurance plan:

  • What is the right amount of Life Insurance? This depends on your own unique situation. Use this handy Life Insurance calculator to determine your needs.
  • What other benefits are included with the Life Insurance plan? Some insurance carriers include additional features and benefits with the Life Insurance plans that they offer. For example, The Standard includes Travel Assistance1 and a Life Services Toolkit  with CTA-endorsed Life Insurance Plans at no additional cost.
  • Is the plan sponsored by your employer or union? Group Life Insurance plans are often more affordable than individual policies. You may be eligible for a group Life Insurance plan through your employer, union or other association. CTA members in good standing, for instance, are eligible for the CTA-endorsed Life Insurance plan from The Standard.

Learn more about CTA-endorsed Life Insurance and enter to win a $50 gift card

As the only CTA-endorsed carrier of Disability and Life Insurance, Standard Insurance Company (The Standard) works with California Educators every day. We know how hard you work for your classrooms, your schools, and your families. As a thank you, The Standard will award a $50 gift card to three educators just in time for the holidays. To enter to win, visit us at and complete the short form no later than December 19th!

You can view the full sweepstakes rules here.


1 The Life Services Toolkit is provided through an arrangement with Bensinger, DuPont & Associates (BDA) and is not affiliated with The Standard. BDA is solely responsible for providing and administering the included service. This service is not an insurance product. The Life Services Toolkit is not available to Life Insurance beneficiaries who are minors or non-individual entities such as trusts, estates or charities.

2 Travel Assistance is not insurance. Services are provided through an arrangement with UnitedHealthcare Global, the marketing name for FrontierMEDEX, Inc. Consult the UnitedHealthcare Global Travel Assistance program description for complete terms, conditions and limitations. For a copy of the program description call The Standard’s dedicated CTA Customer Service Department at 800.522.0406. You can also visit for additional information.

For costs and further details of the coverage provided by Standard Insurance Company, including the exclusions, any reductions, benefit waiting periods or limitations and terms under which the policies may be continued in force, call The Standard’s dedicated CTA Customer Service department at 800.522.0406(TTY), 7:00 a.m.-6:00 p.m., Pacific Time, Monday-Friday.

Standard Insurance Company, 1100 SW Sixth Avenue, Portland, OR  97204


Image: iStock photo