Why didn't I think of that? Good idea. I started off with the free "Quickie Budget" form you can find on Dave Ramsey's site, but I am going to include an excel version that does all the math for you. I included numbers so you can see how it is a zero budget approach.
Also, if you are trying to see if you balance your money out correctly, you can find that on Dave's site as well. You plug in your income and what you spend and it quickly informs you of what areas you may be spending too much money on (ours, originally was food).
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