Financial Literacy Lessons

Grades 3-5

New! Lesson 5: Make A Difference Contest
A lesson plan and contest all in one! This lesson asks students how sharing with others can improve our community and the lives of people throughout the world. Students then create colorful, persuasive posters that entice others to support a charity of each student’s choice.

Lesson 1: Money Matters
In this lesson, students will identify key terms associated with earning money, explore ideas for earning money now, and evaluate various career options as sources of future income.

Lesson 2: Plans and Goals
In this lesson, students will define the word "budget" and identify the three key components associated with creating a budget, evaluate wants versus needs, and demonstrate an understanding of product pricing.

Lesson 3: Smart Saving
In this lesson, students will define and identify the differences between saving and investing, evaluate the risks associated with investments, and explore the costs of using credit cards to make purchases.

New! Lesson 4: Spending, Saving and Giving: How to Use Your Money
This lesson has students thinking about thoughtful and responsible ways to use money and will identify why having a budget and keeping records of their spending and saving habits helps them make better financial choices.

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